Cars and commercial vehicles
Finance for passenger vehicles, utes, vans and other work vehicles, including new, used, dealer and eligible private-sale purchases.
Service
Asset finance in Sydney — quick solutions for business
Need a car, work vehicle, machinery or equipment to keep your business moving? We compare asset finance solutions designed around the purchase and your cashflow. From streamlined low-doc applications to full-documentation finance, we'll help find a practical route forward.
What you get
A smarter path to your asset finance
- Fast, straightforward options. For eligible applicants and common assets, streamlined assessment can reduce paperwork and help you move quickly.
- Low doc to full doc. We match the application path to your business history, available records, the asset and the amount required.
- Finance for productive assets. Cars, commercial vehicles, machinery, tools, technology and specialised equipment can all be considered.
Asset finance for the equipment your business needs
We help Sydney businesses and operators across Australia fund assets that support day-to-day work and future growth.
Business equipment
Fund tools, medical and dental equipment, office technology, hospitality equipment, fit-outs and other identifiable business assets.
Plant and machinery
Solutions for construction, manufacturing, agriculture, transport and other specialised plant or machinery purchases.
A documentation path that fits
The right application type depends on your trading history, the asset being purchased and the lender's current policy.
Streamlined or low-doc
Eligible established businesses may qualify using an ABN, GST registration, asset details and satisfactory credit history, with fewer financial documents.
Full-documentation finance
For larger, specialised or more complex purchases, financial statements, tax returns and bank statements can help demonstrate the full strength of the business.
Structures compared
We can compare chattel mortgage, finance lease and other suitable structures, then explain repayments, balloon options and ownership clearly.
Asset Finance — common questions
- What assets can be financed?
- Cars, utes, vans, trucks, machinery, tools, technology, medical and dental equipment, fit-outs and many other identifiable business assets may be eligible.
- Can I get low-doc asset finance?
- Eligible established businesses may qualify for streamlined or low-doc asset finance. Requirements vary by lender and can depend on ABN and GST history, the asset, requested amount and credit profile.
- How quickly can asset finance be approved?
- Straightforward applications for common assets can sometimes receive a decision the same or next business day. More complex or full-doc applications may take several business days.
- Is asset finance available to new businesses?
- Yes, though newer ABNs may need a deposit, property backing or a director guarantee.
- What terms are typical?
- Usually two to seven years, aligned to the asset's expected useful life.
Not sure which loan fits? Compare our best finance options guide or run the numbers with our finance calculators.