Service
Equipment Finance — fund the gear that earns
Chattel mortgage, lease or rental: the right structure depends on your tax position and how long you'll keep the asset. We compare equipment finance lenders on rate, term, balloon and end-of-term options.
What you get
A smarter path to your equipment finance
- Compare suitable lenders. We assess rates, fees, policy and features across a wide lender panel.
- Structure around your goals. Your recommendation considers cashflow, flexibility and the next financial move.
- Director-led from start to finish. Eric applies 26+ years of banking and finance experience to every application.
Equipment Finance — common questions
- What is a chattel mortgage?
- A loan where the business owns the equipment from day one and the lender takes security over it — commonly the most tax-effective structure for GST-registered businesses.
- Can I finance equipment with no deposit?
- Frequently yes, especially for established businesses funding standard, easily valued equipment.
- How fast is equipment finance approved?
- Low-doc approvals can come the same or next business day; full-doc facilities usually take a few days.
Not sure which loan fits? Compare our best finance options guide or run the numbers with our finance calculators.