Service
Car Loans & Vehicle Finance Broker — compare before you sign
Before you sign dealer finance, let us compare car loans across the wider market. We arrange new car loans, used car finance, novated-style structures and business vehicle finance, comparing the comparison rate, fees, balloon options and early payout terms so you know the real cost of driving away.
What you get
A smarter path to your vehicle & car loans
- Dealer finance comparison. We compare the dealer's offer with specialist vehicle lenders using the rate, fees, balloon and total amount repayable.
- New and used vehicles. Options are available for dealer and private purchases, with lender choice matched to the vehicle's age and condition.
- Personal or business use. We help select an appropriate consumer or business structure based on how the vehicle will be owned and used.
Vehicle & Car Loans — common questions
- Is a car loan from a broker cheaper than dealer finance?
- Often, yes. Dealer finance is limited to that dealer's funder, while we compare multiple lenders on rate, establishment fees and balloon terms — which usually lowers the total cost over the loan.
- Can I get a car loan for a used car?
- Yes. Many lenders fund used vehicles up to around 12–15 years of age at settlement, with rates influenced by vehicle age, kilometres and whether the purchase is private or through a dealer.
- What car loan rate can I expect?
- Secured car loan pricing depends on your credit profile, the vehicle's age and the loan term. We quote your actual options after a quick assessment rather than an advertised headline rate.
Not sure which loan fits? Compare our best finance options guide or run the numbers with our finance calculators.