Service
Construction Loans — staged funding that keeps builders paid
Construction lending is drawn in stages against your fixed-price contract and an as-if-complete valuation. We handle lender requirements, progress payments and interest-only-during-build structuring so the project keeps moving.
What you get
A smarter path to your construction loans
- Compare suitable lenders. We assess rates, fees, policy and features across a wide lender panel.
- Structure around your goals. Your recommendation considers cashflow, flexibility and the next financial move.
- Director-led from start to finish. Eric applies 26+ years of banking and finance experience to every application.
Construction Loans — common questions
- How does a construction loan work?
- Funds are released in progress payments as each stage completes, with interest charged only on the amount drawn during the build.
- Can I get a construction loan for a knockdown rebuild?
- Yes, with lenders assessing the land value plus the fixed-price build contract.
- Do I need a fixed-price building contract?
- Most lenders require one, along with council-approved plans and builder insurances.
Not sure which loan fits? Compare our best finance options guide or run the numbers with our finance calculators.